Medium Term

Medium Term Insurance provides protection on transactions and loans with terms longer than one year but normally up to five years; some carriers will go higher. It is mostly used by capital goods manufacturers/sellers and financial institutions to protect against a buyer's failure to pay.

Policies can be written directly with the exporter or with the financial institution involved in the transaction. These policies give exporters and financial institutions a stronger ability to compete in foreign markets.

Policies cover commercial and political risk as well as single or ongoing sales transactions.